When we asked women this question, 260 spoke up and the three top categories were:

  • Finances or Money – 36%
  • Confidence –  22%
  • Don’t know where to start or Clarity – 13%

 

Some of your individual comments were:

  • Have difficulty with focus and organizing my knowledge
  • Looking to start my coaching business — giving up the security of a previously steady income
  • I have lots of ideas but no clarity on where to go from here
  • Big financial downward spiral after multiple health & family crises
  • I do not know how to manage my finances — I can’t seem to move forward because I have no clue how to do what it takes to make it happen.
  • Since my beloved husband passed away I’ve been in the hospital three times, and lost some of my enthusiasm and confidence.
  • I say financial and I also think it stems from self esteem issues
  • How do I create income doing what I love?

What IS critical to notice from these comments above is that although money is the #1 issue, it is totally connected to issues confidence and clarity.  Remember how we handle money affects every area of our lives:  where we live, where our children go to school, who we associate with, where we vacation, and even our food and health care that we receive.

Best of all, it’s never too late to late to start making smart money choices, which is why I’m sharing top 3 tips for taking charge of your money.”

Tip #1:  Clear Up Money Clutter

Money clutter can appear in many forms. The most common is of course in the form of unpaid or late bills, stacks of paperwork, lack of proper bookkeeping, overstuffed wallets, and lack of clarity when it comes to money.

The second issue comes from mental or emotional clutter when it comes to money which includes overwhelm, fuzzy thinking, procrastination and even fear.  So schedule the time to get organized, find your stuff and have a system.  You are welcome to pick up my financial organizer planner which will show you how to set up a filing system.  I created it specifically for an elderly client, but it will work for anyone. Pick up your free copy here today! (see top right corner – listed as  Caregiver’s Manual)

Tip #2:  Track Every Penny In and Out

When it comes to money, ignorance is NOT bliss. Money loves to be paid attention to and it WILL get your attention, one way or another. By tracking what you make and what you spend every day, you’re giving money the attention it requires. I use a simple tracking form where I jot down the total amount of revenue I’ve brought in each day. For expenses, I tuck all receipts into one handy folder and let my bookkeeper enter the expenses in a tracking program such as Quicken.  You will be amazed at how fast you begin attracting greater income, spending less, feeling more confident and having more clarity!

Tips #3: Stop Spending Money You Don’t Have

Only purchase consumable items like clothes, food, entertainment, gasoline, salon items, etc. on credit if you have the discipline to pay off the balance in full each month. Otherwise, you have nothing to show for it, and it creates stress and sabotages your ability to create wealth.

The only time it makes sense to use your credit card for a purchase that may not be paid in full at the end of the month is if you’re investing in training and education that will help you grow your business.  That’s because investing in yourself is always the best investment you can make. Just be sure you have a clear payoff plan written out so you stay in financial integrity and make your investment pay off.

It’s Time To Become a Smart and Wealthy Woman Who Is Living Her Perfect Life.

Highly successful women understand their relationship with money is one of the most important, long lasting and revealing relationships they’ll ever have.  Just remember, by respecting your money and creating a plan, you’re respecting yourself in a positive and powerful way that is priceless.