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Fall Equinox a Time of Harvest: My Pear Tart Recipe

pear tart Fall Equinox a Time of Harvest: My Pear Tart Recipe

 

This year was a bumper crop for fruit here in Michigan and I have had a blast with my garden growing tomatoes, zucchini, lot’s of lettuce and Swiss Chard and cucumbers.  There is noting like going outside and picking fresh vegetables, fruit and herbs and knowing they are organically grown.

For the last two weekends, I have picked pears fresh from the tree and made a pear tart…nothing fancy…very little mess and my family loves it.  Here it is.

Start out with a hot oven of 450 degrees.   While the oven is heating up, prepare your crust.  Then chill it while you are preparing the filling.  It takes very little prep time.

Crust:

  • 1/2 cup all purpose flour plus another 1/2 cup of whole wheat flour – I prefer Bob’s Red Mill 100% whole wheat pastry flour
  • 2 tablespoons of sugar
  • pinch of salt
  • 1 stick of unsalted butter – cut into 16 pieces
  • 3 tablespoons or so of water

Filling:

  • 2 1/2 cups of sliced pears (my organic pears were very small – normally 3 medium) unpeeled
  • juice of 1 small lemon
  • 1 – 2 tablespoons of cornstarch
  • 4 tablespoons of brown sugar
  • cinnamon to taste (I am generous with it)

Directions:

Mix dry ingredients in a large bowl, then cut in the butter with a pastry cutter and then add the water and make a nice ball.  Cover with a towel and put in the fridge while you make the filling…or about 20 minutes till firm.

In another bowl, combine the fruit, by removing the core and making into thin slices.  Then simply sprinkle with the lemon, cornstarch, brown sugar and cinnamon.  Stir and you will see a nice sauce forming.

Remove the crust and place between two pieces of waxed paper, and then roll out with a rolling pin until it is about 9 or 10 inches round.  Remove one piece of the wax paper and simply turn the crust over place on a pizza stone (much better…will make the very best crust or cookie sheet)…then slowly peel off the paper.

Pile the pear mixture into the middle of the crust and then fold the crust up over the edges creating about a two inch fold.  I love this – no pie pan needed!

Place in the oven at 450 degrees for 15 minutes (set that timer), then turn down to 350 degrees for another 35-40 minutes.  Remove from oven, let cools slightly and serve with ice cream.  Serves 4-6 depending on the slice!

This is so simple with very little clean up.  Let me know how you like it.  I’d love to hear from you.

 

Double your Income or Double your Time Off

If you had the choice to double your income or to double your time off, which would you choose?  It is possible, maybe not over night, but it is possible DoubleIncomeDoubleTime 300x179 Double your Income or Double your Time Offover time if you learn the steps, follow the process and stay on track. It’s all about consistency and implementation.

In this new age, you are rewarded for your results, not activities.  You are paid for your outcomes, rather than hours you work.

If you can double your value, you can double your income.  How?  By identifying the things you do that contribute the most to yourself and your clients.

 I often refer to the 80/20 Rule

  • That 80% of our results come from 20% of our activities.
  • That 80% of our income comes from 20% of our clients.
  • That 20% of the people generate 80% of the revenue

So think about how you can incorporate this rule into your life by spending more time on your most effective activities.  There are steps you can take whether you are an employee or an entrepreneur.  I believe you need to think of yourself as an entrepreneur even if you are an employee, but that is another story.

How can you reinvent your career – what you do every day – to bring you more income, freedom and joy? 

Four Simple Steps:

  1. Bring out a piece of paper and draw a line across the top and one down the middle. Now put a smiley face icon smile Double your Income or Double your Time Off on top of the left column and an unhappy face  icon sad Double your Income or Double your Time Off on the top of the right column.
  2. On the left side, identify what are the things that you love to do, that you do well and that also bring you the most revenue.
  3. On the right side, identify all the things that drain your energy, that you put off, that you are terrible at or simply don’t get paid well for.
  4. Now eliminate, delegate and outsource all these items from the right side that are draining your energy and sucking your money so you can focus 80% of your time on the things items from the left side that you love, are great at and make you the most money.

It truly is that simple, but you might need some help with this.  I find most people do need support – but once they get it and begin to implement this process the magic begins.  I’ve seen it in my clients lives and I have used this secret over and over to not only create lots of wealth, but to give me the freedom to travel, make a difference and really live the life I love.

This is one of the smartest and fastest ways to double your income or time off.  It will require some work and investment initially on your part, because after you eliminate, you are still left with delegating and outsourcing.  This step will involve trust, giving up some control and ultimately result in your stepping into your power!

Now I invite you do to two things. 

  • Do the exercise above right now or at least put it in your calendar right now…then see how you feel when you are done and share it with us below in our FaceBook group.
  • If you want help with your list when you complete it, click here to book a complimentary appointment with Michelle and me to take the first step in creating more time, freedom and money in your life by taking action with that list.

This process works and I can’t wait to hear what you discover, learn and create in your life, your business and your finances with it!

Is Entrepreneurship the New Women’s Movement?

womenInbusiness 300x300 Is Entrepreneurship the New Womens Movement?Women are making great strides in entrepreneurship.  We are starting businesses at a higher than men now and according to research women will create over half of the 9.72 million new small business jobs expected to be created by 2018.  That’s only 5 years away!

So where will you be in 5 years?

Will you be closer to your dream or still running from it?

 “Within our dreams and aspirations we find our opportunities.” ~ Sue Atchley Ebaugh

I think what this quote means is that if you’re looking to start a business but not sure what to do – look to your dreams first.  Listen to that voice inside of you that is trying to tell you…are you listening to it?

Many women today are starting their own businesses to live the life they want.  They want the freedom that a home based business brings them.  Imagine a life where you are spending your days doing what you love.  Are you imagining it?  What does it look like?  Where is that feeling in your body?

If that feeling gets you excited than you’re ready!

So here’s your exercise today…

  1. Get Clarity: If you haven’t already downloaded our free workbook “How to Breakthrough your Fears and Step Into Your Brilliance” workbook than that is the first start.  This workbook will help you identify your strengths and give you some clarity into a potential business opportunity. www.smartwomenscoaching.com
  2. Stop Wanting:  You will need to shift your mindset from “I want” to “I have”.  Wanting things only manifests more want in your life. You have to believe it to be yours. Write down how many times a day you say “I want” then shift that to “I have”.
  3. Shift your energy: We spend too much time in our head thinking and not enough time in our body feeling.  When you have trouble with all the “mind clutter” take a moment to breath or meditate.  Take deep breaths and release those thoughts.  Become conscious of your surroundings.  Listen to our interview with Joshua Bloom and Quantum Energy shifting and read through these last few articles to get Some great tips.
    Are you feeling the shift?
    Life Detours
    Three steps to manifesting

 

When the new research comes out in 2018 will you be in that statistic?  Will you be one of the new small businesses owned by women?  I believe in you…do you?

To help you get started I have a fabulous home study course and for a limited time I am including a 30 minute clarity session with me.  And in my upcoming ezine I’ll have a special coupon for this program.  So if you’re not receiving those visit www.smartwomenscoaching.com right now and sign up!

Visit www.GetClarityNow.Com for more information about this home study course.

Are you feeling “The Shift”?

Dream Job Shift1 Are you feeling The Shift?I was talking with a friend yesterday who told me that she had lunch with several women in their 50s and 60s who were all talking about their “Dream Jobs”. 

This is the new paradigm ladies!  We are being called to step into our greatness like no time before and it is creating all kinds of stress, self-doubt, overwhelm and anxiety because even though our soul is calling out to be heard, our ego is trying to protect us and keep us safe.

The problem is that playing it safe or playing small is no longer going to work and the more we try to stuff down these feelings, the more anxiety we will create. I know, I have been there, and it’s not a pretty site! Believe me.

What I am finding in the work I do, is that women are being called to step into their brilliance and to fully align themselves with their divine purpose – and that’s simply doing what you came here to do in an authentic way that brings you joy, ease and abundance. When you do this, life actually begins to flow and making money becomes fun and effortless.

Six Pillars 300x297 Are you feeling The Shift?It’s possible, and I have figured this out for myself.  I call it The Six Pillars of Awakened Prosperity System™.  It’s the process I have used over and over in my life.  It has helped me get to the next level every time and has brought me through some of the most difficult times in my life.

When we surrender to the process and look for the gift in every single experience, something magical happens. The gift becomes our greatest teacher.

Discovering our purpose may not be easy for some.  Like any journey, there are trials and tribulations.  There is a secret to this process, and it takes trust, support, and the guidance from someone who has taken the path before you.  Without this guidance and support it doesn’t matter how rich or successful you are, you end up with all kinds of self-doubt and limiting beliefs that slow you down and bring you to your knees.  It happens to all of us.

In fact, it just happened to me a few weeks ago, but I had a plan, and I took action immediately. 

I went to our Website www.smartwomenscoaching.com and downloaded our free workbook called Breakthrough Your Fears and Step into Your Brilliance”.  I went through the workbook myself, right then and there and what I realized was if I was having this problem, then I knew others were too.  The more women I asked, the more I saw… this was a major issue.  If you haven’t already downloaded this free gift I recommend you visit www.smartwomenscoaching.com now and get it.

The secret to living your joyful and abundant life is so simple if you follow the process.  We can’t wait to share this Six Pillars of Awakened Prosperity System™ with you!

I believe there is a huge spiritual shift happening on the planet both in how we make money, how we do business and how we live our daily lives.  We are shifting from competition to collaboration, community and co-creation.  Those who have learned how to be part of this process, rather than fight it are seeing huge shifts in every area of their lives.

Can you feel “The Shift”?

 

 

If you’re looking to gain clarity and help with this shift you may be interested in my home study course “Get Clarity Now”.  Visit www.GetClarityNow.com for more information.

 

 

Three Steps to Manifesting Effortlessly

Magic Wand Three Steps to Manifesting EffortlesslyHave you noticed how some people seem to be able to make money and have success magically?  It’s seems effortless too.  Then others seem to struggle each year feeling like they need to create another mountain.

How are you feeling about 2013?  

  • Are you feeling excited and inspired?
  • Or are you feeling stuck, overwhelmed and uninspired?

So many people are being called at this moment in time to step into their brilliance, to step out of their comfort zone and to do things they have never done before.  It’s doing what you came here to do – your purpose.  Often stepping into this place will take courage to do things you’ve never done before, confidence to stay the course even when it seems impossible and clarity to know what and how to do it.

We usually think of January as the time for beginnings and for making resolutions, when this time of the year is actually the perfect time for finishing up projects, reviewing the past and preparing for the future.  We have just finished the harvest and it’s time to rest, celebrate and review.  The spring is actually the perfect time for new beginnings.  So take this time to prepare for a magnificent year but do it in the right way, so you don’t get frustrated and give up. 

My New Years gift to you is my three step process to manifesting a dynamic 2013.  It’s so simple, but it will take time and you will need to be consistent.  If 3 Steps to Manifest 296x300 Three Steps to Manifesting Effortlesslyyou do it, I promise, it will change your life.  However, 80% of us won’t do it. 

STEP #1:  PAUSE – Before focusing on 2013 – schedule time to review 2012

  • Track where you have been.  What went well and what didn’t.  
  • Celebrate your successes.
  • Find the gift in your failures because they are your greatest teachers.  
  • Release anything that is no longer serving you.  
  • All of this will increase your confidence, clarity and results for 2013.

 Step #2:  Plan – Schedule a Full Visioning Day

  • Envision what your ideal year would look like.  What would you be doing, how would you be experiencing each day and who would you love to be around in your life and career. 
  • Create a bold income goal for yourself.  It should be a stretch but not unrealistic.
  • Commit to a bold savings goal.  Saving just $10/day for 20 years at 10% will give you over $200,000.  
  • Starting with the end in mind create a step by step plan for 2013.
  • Join our Free Teleclass on Women in Transition and watch for details about our upcoming Visioning Workshop.

 Step #3:  Breathe – literally

  • Make time every single day to get clear, to become present and to get grounded.  If you meditate, exercise or do yoga, then you understand the power of breathing. 
  • Most of us breathe from our chests and spend 95% of our time on autopilot – functioning from our subconscious.  We spend only 5% of our time “in our bodies” functioning at a “conscious” or “creative” level.
  • Learn how to shift your energy, release limiting beliefs instantly and become fully present, so you can create and manifest from a place of total confidence and clarity.  This power is within you and when you learn to master it, life begins to flow; you learn to be authentic and vulnerable.  You will begin to operate from your soul rather than from a place of fear or ego.  
  • We have interviewed dozens of mindfulness experts on our radio show, Smart Women Talk, including Quantum Healer, Joshua Bloom on December 18th, 2012.  Click here to listen.

These three steps will literally change your life, but you must schedule the time, follow the process and it will take discipline.  

I have created a six step process that takes you through the Dream, Discovery, Leap, Plan, Dance and finally to Mastery.  Watch for an opportunity to learn more about the process later this month as we go through it together. 

Promise yourself to schedule time to Pause, Plan and Breathe and make 2013 your best year ever!

Click here to register for our *Free* Teleclass on “Women in Transition: A Guide to Living a Life of Purpose, Passion, and Prosperity.”

 

Black Friday survival skills for your wallet

Here’s a wonderful article about how to survive Black Friday from our very own Smart Women’s Coach, Michelle Hutchinson.

black friday shopping bag 300x197 Black Friday survival skills for your walletIt seems retailers were pushing the holidays on us before Halloween.  I always find it interesting when I can buy a pumpkin and Holiday wrapping paper at the same time.  Annoying as it may be you can and should take advantage of the deals they’ll be pushing on you in the next few weeks.

As Black Friday looms there is a huge spike in on line shopping.

So before you start your on line shopping spree make sure you do your research to get the best deal. Schedule the time – it could save you lots of money!

Here are a few tips:

Don’t always assume you’re getting the best deal
Check other e-tailers (electronic retailers), do your research, and check sites like pricegrabber.com to find the best prices. Your 20% discount sounds great but it may be available at 40% somewhere else. It’s worth the time to research to save that extra money.

Make sure you’re going to use that discount
Watch out for the flash sales that offer discounts if you buy a coupon for merchandise by a specific date. Groupon and Living Social are great sites but make sure you’re going to actually redeem them to get the deal. 22% of these coupons are never redeemed.

It’s not the right size? Buy it anyway
This tip applies to retail or e-tail shopping. You’ve worked hard and finally got that great deal only to find that it’s not available in the right size or color. As long as they have a good return policy, buy the item. You can return it when they have the right one in stock and you’re still getting it at the great price.

Use social media to your advantage
Make a list of the stores where you’ll be doing your shopping and then “like” them on Facebook, follow them on Twitter, and yes….get on their mailing list. You’ll be notified of any specials they have going on.
Tip: If you don’t want to flood your personal email with these, then set up another free email account just to sign up for ads.

Watch for leaked sales information
Sites like blackfriday.com are known for leaking sales information. Sometimes that’s just the heads up you need.

Check out Smart phone apps
Tgi Black Friday, deal news and other apps give you updated sales information for major retailers.

Keep watching the deals
Even after you’ve made the purchase watch for the store ads. Most stores will give you a price adjustment up to two weeks later.

Now that you’re ready to make the purchase there are a few things you need to be aware of.

Is it really free shipping?
Some Websites offer free shipping but be sure to read the fine print. Some sites require that you spend a specific amount to receive the free shipping. It may be cheaper to pay for the shipping then try to spend more money to get the “free” shipping.

Visit free shipping.org to find stores that offer no cost shipping or shop stores that let you order on line and pick up the item in the store.

Also check those shipping dates. As it gets closer e-tailers run low on stock. Ensure you order in plenty of time.

What is their return policy
Before buying that item make sure there isn’t a return fee or re-stocking fee. Sometimes stores can add up to 25% of the items cost. Also it’s a good idea to find out how long you have to return the item. If you buy it now to save money will you be able to return it after Christmas?

Only shop on secured Websites
Before you enter any personal or credit card information on a Website always look for the security icon and make sure the Website’s address secure 150x150 Black Friday survival skills for your walletbegins with https instead of http. The “s” stands for secure.

Avoid shopping in a WiFi hotspot
It may be tempting to shop while sitting at that coffee place but be aware that shopping on those public WiFi networks makes your information vulnerable and can be hacked.

Don’t order through live chats or email
Never enter your credit card information into a chat or email. It’s not protected and the information can be easily hacked and shared.

Paper or plastic?
By this I mean cash or credit. If you’ll be shopping on line then using a credit card is typically your only option. This is good because you are given that added security to your purchase. PayPal is a great option because the Website never sees your credit card information making it even more secure.

However, if you’ll be visiting the retail store considering shopping with cash. Studies show that people who go shopping with cash spend, on average, 20% less. And the return policy using cash is usually much easier. It means that if the gift recipient returns the item they will receive the cash and not a store credit.

Don’t forget the Small Businesses!
small business saturday 150x150 Black Friday survival skills for your wallet Many in our Smart Women’s Coaching community are small business owners so I want to stress the importance of supporting your local small businesses. These businesses usually have more unique items then the chain stores making the gift even more special and you’re supporting a fellow business owner. It’s truly a win-win.

“For every $100 dollar spent at local small businesses, $68 returns to the community.”  Civic Economics

 

So get out there and shop, shop, shop but don’t forget to save, save, save while you’re at it!  We hope these tips have helped.  If you have any to add please feel free to post below.  We love to hear them!

 

Five Secrets for Creating your Perfect Life

Five Secrets for Creating your Perfect Life
Personally and Financially

By Katana Abbott

No matter what our life circumstances may be, every one of us longs for something better, something more. We think, though, that we are different than those that already have what we desire. We think we have to work hard and long to achieve even the smallest amount of success. The truth is, we can have it without years of blood, sweat and tears, if we understand five basic principals or “secrets to creating our Perfect Life.  The secrets are:

Secret #1:  Clarity Visualize your Perfect Life:

The number one reason people fail to get what they want, is that they dont even have a clear vision of what they really want.  Often we just continue to live day by day without adequate focus.  Exercise:

Close your eyes and visualize you life three years from now¦you are getting ready to go somewhere and have a huge smile on your face¦Why are you smiling?  What are you doing? What are you wearing? Where are you living? How does it feel?  Who are you in a relationship with?

Write down what you were thinking and what your life looked like in this exercise; then write down what has to happen in the next three years for you to be feel that way every day?

Secret #2:  Identify whats not working in your life:

The things that are not working in your personal life are showing up in your financial life. The things that are not working in your financial life are showing up in your personal life. Consider whats happening for you:

  • Financially are you in debt? Do you have cash reserves? Are you saving 10 percent? Personally are you growing? Do you wake up excited to start the day?
  • Career are you passionate about your job or career?  Why?
  • Health are you taking care of yourself?  Are you making time for yourself?  Are you living with Joy, Purpose, Passion and Purpose?
  • Relationships do you have great relationships?

Lets take a look at a recent Smart Women Survey to over 200 women, “What is the single biggest Challenge holding you back from living your Perfect Life?

  • 32%  Financial
  • 22%  Dont Know Where to Start
  • 12%  Confidence
  • 10%  Time
  • 7%  Relationships
  • 3%  Health
  • 14%  Other

What is holding you back from living your perfect life?  Identify things that you can control in your life and start with one thing.

Secret #3: Make a Decision to Change and Prepare for Resistance¦FEAR:

Resistance comes out in statements such as: “Im too busy, Ill do it later, This is boring, its not my thing, I meant to, but I forgot.. and other excuses.

Recognize that these are excuses, and you are in resistance craving the comfort of the familiar.  Your challenge is to accept temporary discomfort for the opportunity to change and grow. Your family and friends may not support you, but when you embrace your fear and walk through the door of uncertainty, youll come face-to-face with your personal power and have control over your own life.  Write down what you are going to do now¦What are you committed to?  Now watch for the magic and coincidences!

Secret #4: Create a Game Plan by Creating Written Goals:

Create a list of clearly defined goals. You may not think this important, but a Harvard Study showed that 30 years after graduation, the 3 percent of students who had written goals were more successful than the other 97 percent combined, and were also healthier and happier.

Make separate lists for personal goals, family/friends goals, financial and career goals. This is an important step in the holistic approach to financial freedom and being “in your power. Write your goals in the present tense, print them out, review them daily. We get what we focus on, so focus on what you want not what you dont want. Write out your goals now, and then rewrite them in present tense (as an affirmation).  

Secret #5: Find Support/Get Help/Hold yourself Accountable

Educate yourself. Read books on personal growth, financial planning, whatever areas you feel you need to explore. Register for classes and seminars. Hire a financial planner or a coach. Join or create a support group, such as those at WebMD or Smart Womens Coaching.

Questions:  How will you build your support community?  How will you handle negativity, fear and rejection?

Your Perfect Life will not come about overnight. It is a process, one that comes about from understanding the power of our thoughts and focused action. Put these five “secrets  into practice in your life, and you will achieve your Perfect Life!

bio katana Five Secrets for Creating your Perfect Life Katana Abbott, CFP, CSA is a Midlife Millionaire Coach and Co-founder of Smart Womens Coaching.  After a 20-year career and building a successful financial planning business and managing over $100 million in assets placing her in the top 1% of money managers nationally, Katana retired financially independent to follow her dream of helping women experience true joy and abundance by following their passion in life.

She is the host of Smart Women Talk Radio and is currently writing her new book, “Secrets from a Midlife Millionaire: How to Create a Millionaire Lifestyle While Following Your Passion. Katana is a contributing author in the books Thank God I, and Breaking Through.  Visit her new Free online Community: www.SmartWomensCafe.com to receive access to bestselling authors, 24/7 Library, member forum, their six virtual tea rooms AND to receive your Free Report on Goals by Smart Womens Coaching Contributing Expert, Brian Tracy (a $100 value)!

Five Sensible Steps for Taking Control of your Finances

Five Sensible Steps for Taking Control of your Finances

By Katana Abbott

One day it hits you like a rock. Youre knee-deep in financial quicksand with no savior in sight. Maybe it comes as a declined credit card purchase, or a minimum payment higher than your bank balance. Maybe its just the realization that you really are mortal and will need funds to support you when your working days are over. The bad news is youve got to dig out of the hole before you can build for the future. The good news is that with commitment and time, you can gain control of your finances.

Start with these five sensible steps:

  1. Pay yourself first
  • Start a cash reserve fund with the intent of building it over time to at least three months worth of fixed expenses rent or mortgage payments, utilities, auto payments, credit cards, food, and gasoline. Start today, even if you can only save $10 a week in the beginning.
  • If your employer offers a retirement plan, enroll immediately. Since women outlive men and often take time out of the workforce to care for both children and aging parents, it is important for women to save more than men.
  1. 2. Respect Money and Control your Debt
  • Pay your bills on time, and pay off your credit card every month, if you can. If you are in debt and able to make only minimum payments, stop spending and get help immediately.
  • Buy a small journal and document every penny you spend for one week to identify your “spending leaks. Typically, leaks are things like late fees, movie rentals, overpriced coffee, fast food, and anything else you dont need for survival. These are the dollars you will use to begin paying off your debt and building a cash reserve.
  • Saving $4/day at age 20 at 10% could potentially build to $1,000,000 by age 65.  Wait until youre 30 and you will need to save $11/day. At 40, youre up to $30/day and by age 50 its $95.  So get serious and start now!
  1. 3. Assess your job or career path
  • How is your income affecting your life and your finances?
  • Are you passionate about your work, or is it “just a job? Would you still do it if you won the Lottery, or had a magic wand? If not, then why are you still doing it?
  • Are you utilizing your unique talents and skills?
  • Are you earning what you are worth?
  • Stretch take charge of your career, and youll take charge of your income.
  1. Create a game plan
  • Write down your goals for the next 12 months.
  • Make your goals clear, measurable, and time-specific so you can track your success.
  • Tape the list to your mirror, on your refrigerator, or on your bedroom wall, where you can read them and focus on them every day.  We really do attract the things on which we focus, so keep your focus on what you want in your life!
  1. 5. Find support and hold yourself accountable
  • Surround yourself with positive, supportive people.
  • Hire and meet regularly with a financial planner.
  • Find a life coach or mentor.
  • Read self improvement books and learn how to be smart about money.
  • Get help on the internet with a virtual community or forum group.
  • Take a tele-class or seminar focused on money, career or starting a business.

Money and financial growth consciousness doesnt come in flash. It may take months maybe even years to gain total control of your finances. But if you consistently follow these steps, that day will come. And when it does, celebrate!

bio katana Five Sensible Steps for Taking Control of your Finances

ABOUT THE AUTHOR: Katana Abbott is currently writing, “Secrets from a Midlife Millionaire Create Your Perfect Life. After a 20-year career, she left her $100 million investment management and financial planning practice to follow her dream of helping women find their passion, be financially aware and prepared, have access to the right resources and meet some of the top business-building experts in the country. Visit www.smartwomenscoaching.com to sign up for her free 7-part audio mini course, “Your Perfect Life Focus and to access her other programs!

Five Secrets for Making Your Dreams a Reality

Five Secrets for Making Your Dreams a Reality

By Katana Abbott

No matter what our life circumstances may be, every one of us longs for something better, something more. We think, though, that we are different than those that already have what we desire. We think we have to work hard and long to achieve even the smallest amount of success. The truth is, we can have it without years of blood, sweat and tears, if we understand five basic principals or “secrets to Making Your Dreams a Reality.  The secrets are:

Identify whats not working in your life. The things that are not working in your personal life are showing up in your financial life. The things that are not working in your financial life are showing up in your personal life. Consider whats happening for you:

  • Financially are you in debt? Do you have cash reserves? Are you saving 10 percent?Personally are you growing? Do you wake up excited to start the day?
  • Career are you passionate about your job or career?  Why?
  • Health are you taking care of yourself?
  • Relationships do you have great relationships?

Visualize your Perfect Life

Close your eye and visualize your perfect life three years from now. What are you doing? What are you wearing? Where are you living?

How does it feel?  What has to happen in the next three years for you to be feel that way every day?

Make a Decision to Change and Prepare for Resistance¦FEAR

Resistance comes out in statements such as: “Im too busy, Ill do it later, This is boring, its not my thing, I meant to, but I forgot.. and other excuses.

Recognize that these are excuses, and you are in resistance craving the comfort of the familiar.  Your challenge is to accept temporary discomfort for the opportunity to change and grow. Your family and friends may not support you, but when you embrace your fear and walk through the door of uncertainty, youll come face-to-face with your personal power and have control over your own life.

Create a Game Plan

Create a list of clearly defined goals. You may not think this important, but a Harvard Study showed that 30 years after graduation, the 3 percent of students who had written goals were more successful than the other 97 percent combined, and were also healthier and happier.

Make separate lists for personal goals, family/friends goals, financial goals and career goals. This is an important step in the holistic approach to financial freedom and being “in your power. Write your goals in the present tense, print them out, review them daily. We get what we focus on, so focus on what you want not what you dont want.

Find Support/Get Help/Hold yourself Accountable

Educate yourself. Read books on personal growth, financial planning, whatever areas you feel you need to explore. Register for classes and seminars. Hire a financial planner or a coach. Join or create a support group, such as those at WebMD or Smart Womens Coaching.

Your Perfect Life will not come about overnight. It is a process, one that comes about from understanding the power of our thoughts and focused action. Put these five “secrets  into practice in your life, and you will achieve your Perfect Life!

bio katana Five Secrets for Making Your Dreams a Reality

ABOUT THE AUTHOR: Katana Abbott is currently writing, “Secrets from a Midlife Millionaire Create Your Perfect Life. After a 20-year career, she left her $100 million investment management and financial planning practice to follow her dream of helping women find their passion, be financially aware and prepared, have access to the right resources and meet some of the top business-building experts in the country. Visit www.smartwomenscoaching.com to sign up for her free 7-part audio mini course, “Your Perfect Life Focus and to access her other programs!

When Parents Need Caregiving

When Parents Need Caregiving:
How to Prepare for that Call in the Night

By Katana Abbott

As women, we are often expected to fill multiple roles: loving mother, career woman, supportive wife or partner and for many, a new role that of a caregiver to aging parents or disabled loved ones. For the last 20 years, I have helped clients create financial plans for their “golden years”, and address issues of aging and remaining independent.

We all dread the idea of that “call in the night” – the one that means we must step into the “Designated Daughter” role, manage our parent lives and make tough decisions about their care and welfare. But for many of us, that call will come, and it pays to have everything in place in advance. Here are five steps that you can take now to get prepared:

Step 1 – Get Organized

Before attempting to discuss financial, tax and estate planning issues with your loved ones, be sure to sit down with a financial advisor and get your own life plan in order.

Step 2 – Initiate “The Discovery Conversation” with Your Loved Ones

One way to initiate this conversation is to ask them what they would do if something happened to you. Do they know the names and contact information of your advisors? Your doctors? Do they know where to find documents such as your will, or medical forms? This may help lead the conversation into what your role would be for them. Are you needed as a caregiver, a trustee, or a personal representative? Who else might be involved? Knowing this up front will help you plan for your own future.

Step 3 – Start Planning as Early as Possible

Don’t wait until the unexpected happens. It’s never too early to start planning for the unexpected. Meeting with an attorney, financial planner and insurance agent to create the proper planning may be all it takes to make sure your needs are met. Planning early when your have the most options makes sense being proactive rather than reactive.

Step 4 – Consider Purchasing Long Term Care Insurance

Start the conversation when your parents or loved ones are young and healthy and then suggest that they apply for long term care insurance as early as possible. We are living much longer and the need for healthcare and related services is exploding. In fact, seriously consider purchasing your own policy now while you are still healthy and the premiums are affordable!

Step 5 – Create a Team of Trusted Advisors

This is not the time for-do-it-yourself-planning. Find a “key advisor who is an eldercare expert and have them manage the team with you based on your loved ones goals, values and objectives. The final product should enable your loved ones to maintain their dignity, lifestyle and assets. It should also meet the needs of the caregiver. The end result: everyone involved should be able to sleep better at night knowing all concerns have been addressed and that a team and a plan is in place to meet the unexpected.

bio katana When Parents Need Caregiving

ABOUT THE AUTHOR: Katana Abbott is currently writing, “Secrets from a Midlife Millionaire Create Your Perfect Life. After a 20-year career, she left her $100 million investment management and financial planning practice to follow her dream of helping women find their passion, be financially aware and prepared, have access to the right resources and meet some of the top business-building experts in the country. Visit www.smartwomenscoaching.com to sign up for her free 7-part audio mini course, “Your Perfect Life Focus and to access her other programs!

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Success Stories
Katana Abbott
“Thank you, Katana, for the wonderful Money Breakthrough Method Coaching Session.

You made it easy and safe to talk about things that I rarely speak to anyone about.  You gave me insights into my own behaviors, from a soul vantage point, with which I think I will be able to move ahead in new and positive ways.  You offered both practical recommendations and genuine encouragement.  I actually feel lighter and more empowered from our conversation – as well as authentically supported.  I'm most grateful.”
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