Archive for the ‘Articles’ Category

As an entrepreneur, I absolutely love working from home.  I spent my first 10 years working from my car, door to door in sales, and the next 20 in a corner office in corporate.  My dream was to turn my vocation into my vacation, so I have created a new work environment that for me is perfect.

Me & Lizzy on the boat

I live on a lake and am surrounded by gardens at the end of a private road, so I have peace and serenity.  During the long winter months, I lead spiritual life purpose and adventure retreats to Costa Rica.  My husband and I even have a villa in Panama five weeks out of the year…again, surrounded by rain forest, ocean and serenity.

This was no accident.  My husband and I have worked very hard over the years to be able to live this lifestyle today.  We created our first financial plan in our 20s, began investing into our retirement plans, and have been very thoughtful about our relationship with money.

Through my husband’s career, he has provided the health insurance and his retirement, includes a pension plan.  These have been a foundational piece of our financial planning.  This gave me the opportunity to take more risks and become an entrepreneur.

I think owning a business is one of the best ways to create wealth.  It is not, however, for the faint of heart or for those with little or no funding.  Studies show that many women use their savings, even 401 (k) plans where they are hit with penalties and taxes or even their credit cards to fund their businesses.  To do this right, it will take planning, time and money to create a truly successful business.

Almost every successful entrepreneur has experienced all or most of these steps in creating a successful business:

• Worked very, very hard doing what others refuse to do to make it work.
• Stepped out of their comfort zone and take risks.
• Hired a consultant or coach who so they could “learn the system” saving years and years of trial and error.
• Experienced huge failures, lost money, made money, lost it again — but they did not give up, and they finally figured it out.

According to GoForFunding, many women entrepreneurs are an average age of 40-60 years old because they have had previous careers in other areas. Their primary goal is not monetary reward but rather personal satisfaction and community involvement. Many of them are educated and assemble into groups in order to pool business ideas and resources together. This is the idea behind our free Smart Women’s Coaching Community.  You don’t need to do this alone.  If you aren’t a member of our free community yet, you can join us now by visiting SmartWomensCoaching.com

Being an entrepreneur is very rewarding.  I believe it’s one of the best ways to actually get paid to do what you love while making a difference in the world.  The secret is:

• creating systems
• leveraging a team
• and creating a business that can run without you or at least virtually!

If you want to talk about your dream, feel free to schedule a complementary session with me at www.talkwithkatana.com     This is my passion, and my purpose in life so I’d love to hear from you!

Last week, I invited you to begin thinking about ways you could add some more fun to your life.  Did you create your “Fun List” yet?  Remember, we get what we focus on, so begin to focus on more Fun!

Let’s assume you have your fun list.  The question then becomes, how do you make time for all of this fun, especially when our lives are already so busy?

First of all, I want to emphasize the importance of including Fun into your life every day.  How often do you spend your day operating from a state of auto pilot, that you totally miss out on even the simple pleasures of life?

One of the easiest ways to “find more time for fun” is to simply learn how to be present or in the moment.  Science shows that we spend 95% of our time operating from our subconscious mind, or from a state of auto pilot, and only 5% in our conscious mind.  I remember driving my car while talking on the phone one time, only to find that I had missed my exit miles and miles back and I had no idea where I even was anymore.  I’ll bet you have had a similar experience.  I certainly wasn’t driving consciously.

Secret #1:  Spend more time in your Conscious State of Mind:

• By simply learning how to become conscious or present, you will expand time simply because you will be able to enjoy more of it.  For example, when you are walking, sitting in a meeting or or at your computer, simply notice your breathing and your body.  Notice what is going on around you.  Notice smells, sounds, and sights.  Stop day dreaming and stay in your body.  Starting your day out with meditation or yoga or a simple walk where  you are really conscious can really help you become more mindful for the rest of the day.

Secret #2:  Find ways to Combine Activities:

• When you look at your Fun List, identify ways to combine activities like fitness, family, friends, hobbies, travel, freedom and even work.  I call this system the Perfect Life Filter and here is an example:  I need to exercise and I love going to yoga, so I could invite my daughter or a friend to join me for yoga.  This way, I can spend time with my loved ones and also create time for self care.  One of my favorite ways I have combined my Fun List is by leading my Costa Rica Retreat which allows me to travel and experience adventure, yoga, nature, spirituality, fresh tropical fruits and to play with my friends and clients all in a tropical paradise.  How can you do this for yourself with your list?

Secret #3:  Take out your Calendar and Schedule It:

• Bestselling author, Harv Eker, has a story about filling up a big jar with these containers of water, sand and rocks.  If you don’t do the process in the right order, all three items won’t fit.  The secret is starting with the “big rocks”, then sand, and finally the water.  His analogy of the adding the Big Rocks first has to do with planning your most important events first and this is the time for self care, loved ones and fun.  I use a similar process in my Perfect Life Time System which is a time system I have used for 10 years made up of Perfect Days, Prep Days and Power Days.  In my system, I suggest planning all your Perfect Days first because these are the days that will keep you rejuvenated, healthy and happy.  They are the days you are focused on self care, family and fun.

So have Fun with this process.  Stay mindful, combine your fun activities and be sure to schedule your perfect days and big rocks!  Enjoy!

Each week, Vicky and I interview the most amazing men and women on our weekly radio show, Smart Women Talk.  Last week, our guest was Expert Celebrity Branding and Writing Coach, Ruth Klein, and her topic was “How to Become an Expert Celebrity & Get Your Book Published”.

Ruth is a six time bestselling author who helps individuals become thought leaders while bringing their messages to the world.  I was excited to have her back to the show to share her wisdom, because so many women I meet seem to have a book inside of them, but have no idea where to start.

Writing the book is an issue in itself.  Many people choose to write the book first, and then look for a publisher or simply self publish.  Each of these options can work, but you need to have a clear action plan.  Ruth recommends writing a comprehensive “Book Proposal” which includes a marketing plan and your platform, as well as book comparisons, endorsements, and sample chapters.

This is the process she has used to become a six time bestselling published author and she not only teaches this process, but actually takes individuals to the Book Expo each year to pitch their book proposals to publishers.  I did this in 2008 with two of my associates from Michigan who both ended up getting published.  Take a look at their books which have taken on a life of their own. 

• Elder Law attorneys, Andy and Danielle Mayoras, Trial and Heirs:  Famous Fortune Fights.  Notice the powerful branding.  They wanted to create a way for families to begin the conversation on estate planning while positioning themselves as the experts in this arena.  They have been extremely successful and were even featured in a PBS special.
  
• International leadership guru, Anne Doyle, Powering Up already had a huge platform, and used her book to take her leadership message to thousands of women around the world.

The book expo was a catalyst for all of this and an amazing experience meeting with agents, acquisition editors and seeing the publishing business up close. 

One of the things that Ruth talked about on the show was creating your soul centered brand and becoming an “Expert Celebrity”.  All of this has to do with your Platform and includes: 

• What is your expertise and credentials?
• How many people can you reach? 

Another one of my friends just received a publishing deal with Hay House, including an advance, and it looks like they have already asked her to write her next book.  One of her secrets is the huge platform she has created through her network, including the assurance that we will all help her promote her book when the time comes.  Publishers want to get their investment back when they give you an advance. 

If you missed the show last week, and want to listen, just click the link here to listen to the replay.  Don’t forget to Subscribe to Smart Women Talk through iTunes and access all 157 shows for free!

I am sooooo excited that Ruth has created a Free Video Series for us:  The Anatomy of a Book Proposal, click here to access it now! 

Ruth has also offered a complimentary consultation for those who want to talk to her personally or may even want to join her in NYC May 30-31.  Email her at Rklein@ruthklein.com and add Smart Women to the subject line to learn more.

By Michelle Hutchinson

When I first made the decision that I was going to leave the corporate world and build my own business I thought “How hard can it really be?  So many are doing it and making money.”  My reality was quickly shattered when I realized everything that had to go into this venture.  So when I found Katana and Smart Women’s Coaching® I was relieved.  Here was someone who could help me.

Some of you may know this story but in the beginning I was Katana’s client.  She was helping me build a business around training and efficiency, which is my specialty.  It only took about 4 sessions together to realize that we would make a bigger impact if we partnered our skills. 

Katana refers to this as Front Stage/Back Stage.  We both have our areas where our skills are strong and areas where our skills are a little lack.  So partnering really made sense.  In fact, this concept of Front Stage/Back Stage is the exact process she used to create a million dollar business that ran without her, so she could retire at 48 to create the Smart Women’s Coaching Programs®.

So when I hear the word Solo-preneur I want to laugh.  This word should not exist.  You can’t do it alone.  Let me repeat that…You cannot do it alone.  There is so much to do with marketing, branding, attracting clients, and all the social media to name a few.  Then there’s product creation and scheduling clients, teleseminars, Webinars….the list goes on.

And what about your mind-set?  Who is there for you when you feel overwhelmed and can’t go on?  Some of you may have spouses and friends that can help but they may not even understand what you’re going through.  Ahhhhh

I don’t want to scare anyone – in fact what I aim to do is encourage you.  Your decision to be an entrepreneur is an admirable one.  You have a dream and you’re going for it and that should be commended.  You’re an inspiration to others and building a path for future generations to follow in your footsteps.  Good for you!

You’re an inspiration to others and building a path for future generations to follow in your footsteps.

My point is that if you consider yourself a “solopreneur” then stop.   Find someone who compliments what you offer and build a partnership.  For many coaches and entrepreneurs they have an ongoing stream of ideas and dreams but no one to carry them out.  In that case you may need a VA or consider partnering with someone who has the skills that you lack.

You may be thinking ‘but I can’t afford that right now’, then I ask you to do this exercise:

1. Go through a typical day or week and keep track of what you’re doing.
2. Categorize the activities by “Tasks that I’m good at that make me money” and “Tasks that drain my energy and do not make me money”
3. Take the second draining category and multiply that time by what you charge.
4. This amount will tell you how much of your valuable time is wasted doing things that you do not enjoy and do not bring money into your business.

Example: 2 hours a day x 5 days a week = 10 hours a week wasted x $125 a hour = $1250 a week in wasted hours.  Do you think you can find someone to work for 10 hours for less than $1250 a week?

You may be surprised that there are people out there who enjoy doing the things that you don’t like.  And you may find that there are people out there who quiver at the thought of doing the things that you love.  That’s exactly what Katana and I found.  Some of the things that she enjoys doing, simply drains my energy thinking about them, let alone doing them.  In return I have taken over many of the tasks that drain her energy.  It’s a total win/win and we love it!

So reach out to others.  Find a network of people either locally or globally for support.  There are many Facebook groups and organizations that connect people.  To name just a few, check out the iCoach Network,  The Thrive Hive, and SheNowOrg.

And of course there’s Smart Women’s Coaching.  We love to promote and help others succeed so if you’re not currently receiving our ezines please sign up at smartwomenscoaching.com , be part of our Smart Women movement and share this with your friends.

Please do not give up your dreams.  In the very successful book Think and Grow Rich by Napoleon Hill he says “Temporary defeat is not permanent failure.  It may only mean that your plan wasn’t sound.  Build other plans and start over again.”

When you’re done figuring out what doesn’t work the next logical step is figuring out what does.  Good luck to you and keep dreaming!

The Shift Network is hosting the Inspiring Women Summit 2013.  Click the link below to register and learn more.

Are you prepared for the call in the middle of the night?

As women, we are often expected to fill multiple roles: loving mother, career woman, supportive wife or partner and for many, a new role – that of a caregiver to aging parents or disabled loved ones.

For the last 25 years, I have helped clients create financial plans for their “golden years” and address issues of aging and remaining independent.

We all dread the idea of that “call in the night” – the one that means we must step into the “Designated Daughter” role, manage our parent’s or loved one’s lives and make tough decisions about their care, finances and welfare. But for many of us, that call will come, and it pays to have everything in place in advance.

I still remember when I got the phone call that my step father had fallen and was in the hospital at 86.  It was a blessing in disguise because we found out he had lung cancer and were able to sell his home and have a new home waiting for him and my mother in a retirement community where they could get more care.

During his last week with us, my step-father called me his miracle worker while he was in Hospice lying on his hospital bed in the middle of the living room.  You see, my mother was diagnosed with Dementia during the last month of his illness and because of the financial and estate planning we did 15 years before, not only did my mother have nothing to worry about financially, but his estate would be protected for his children after my mother’s death.  I am so grateful they were open to planning when options were plentiful and affordable.  You can do this same type of planning.  It’s a beautiful thing.

Here are five steps that you can take now to get prepared:

Step 1 – Get Organized

Before attempting to discuss financial, tax and estate planning issues with your loved ones, be sure to sit down with a financial adviser and get your own life plan in order.

Step 2 – Initiate “The Discovery Conversation” with Your Loved Ones

One way to initiate this conversation is to ask them what they would do if something happened to you. Do they know the names and contact information of your advisors? Do they know your doctors? Do they know where to find documents such as your will, or medical forms? This may help lead the conversation into what your role would be for them. Are you needed as a caregiver, a trustee, or a personal representative? Who else might be involved? Knowing this up front will help you plan for your own future.

Step 3 – Start Planning as Early as Possible

Don’t wait until the unexpected happens. It’s never too early to start planning for the unexpected. Meeting with an attorney, financial planner and insurance agent to create the proper planning may be all it takes to make sure your needs are met. Planning early when your have the most options makes sense – being proactive rather than reactive.

Step 4 – Consider Purchasing Long Term Care Insurance

Start the conversation when your parents or loved ones are young and healthy and then suggest that they apply for long term care insurance as early as possible. We are living much longer and the need for healthcare and related services is exploding. In fact, seriously consider purchasing your own policy now while you are still healthy and the premiums are affordable!

Step 5 – Create a Team of Trusted Advisors

This is not the time for-do-it-yourself-planning. Find a “key adviser” who is an elder-care expert and have them manage the team with you based on your loved ones goals, values and objectives. The final product should enable your loved ones to maintain their dignity, lifestyle and assets. It should also meet the needs of the caregiver. The end result: everyone involved should be able to sleep better at night knowing all concerns have been addressed and that a team and a plan is in place to meet the unexpected.

———————————————————

We have a wonderful event taking place that will help start this process.  It’s appropriately titled:

“Caring for your aging parents:

How to prepare for the call in the night.”  

Please visit http://www.designateddaughter.com/events/ for more information and to register for the event.
The live panel discussion is April 18th and Registration Ends on Tuesday, April 10th – so save your spot now!

When Oprah does something new, it shifts consciousness. She did this a few years ago by interviewing spiritual thought-leader, Ekart Tolle, and she is doing it again now with Deepak Chopra.

Have you received your invitation to their 21 day meditation challenge?  If not, it’s not too late. We’re on day 8 and it’s been amazing!

It’s 21 days of guided meditations lead by Deepak and they are all recorded.  In addition, you can purchase the entire program for a small fee, which is what I plan to do.

They say it takes 21 days to create a new habit.  Since so many habits are unproductive or even detrimental, what about creating a new habit of daily meditation, or simply a daily practice of becoming mindful, yoga, becoming present, expressing gratitude or raising your consciousness to that of love and kindness?

• What if everyone on the planet started a daily practice with just one of these positive habits?
• What would our world be like?
• How would your life shift?

I challenge you to start a daily practice to begin your day.  Start by raising your vibration and becoming mindful.  It can be this simple.  Before you get out of bed in the morning, pause and remain in the beautiful state of calmness and think of something you are grateful for.  Then think of another, then another, then another and another.  It becomes very addicting because it creates such a state of joy.  Yes, gratitude leads to joy! 

I prefer to do my gratitude in my head rather than writing it down.  Writing it down takes awhile and I have so much to be grateful for that I just rattle it off in my head.  It has had an amazing effect.

So I hope you join Oprah’s 21 Day Challenge and also start your day in gratitude.  It’s simple and it’s magical.  Once you try it, get ready for miracles.

Oprah & Deepak – 21 day Meditation Challenge

Written by guest contributor Michelle Hutchinson

My daughter and I play a game on our iPad called Sims FreePlay™. I’m sure you’ve heard of this game. It’s where you build a computer animated town and fill it with people – or Sims™ as they are called. Each person has their own personality, house, wardrobe, hobby, and career.  You advance through the game by increasing skills in your hobby and your career and gain money and lifestyle points along the way.  The more you practice your hobby the more lifestyle points you earn and the more you practice your career skills the more advance you become and the more money you make.  Sounds a little like real life, doesn’t it?

For example, one career in our town is a Firefighter. To become the Fire Chief they must practice this skill over and over so they can advance to the next level.  There are other careers in this town but it wouldn’t do this particular Sim™ any good to practice one of the other trades – because they are a firefighter.  They need to keep their focus on firefighting.  The Jack of all Trades career is not an option in this game, nor should it be in real life.

There’s a lot we could learn from this animated town. For one, the more we practice and engage in our hobbies and friends the more lifestyle points we earn and the happier we are.  And two, the more we practice and stick to our specific job the more we advance in that career.   Our Sims don’t have a choice of what career path they must follow, I assign one to them.  You, however, do have the option to choose.

Do you love your job and the career path you’re on?  Then follow it and practice getting better at that job.  Take training, read books, get more involved and gain the skills needed to make that career even better.  You may have many skills, don’t we all, but hone in on one in particular and then become the expert that other people come to and that you become known for.

On the other hand, what if you say you don’t like your current job or career path?  Then ask yourself, why would you spend any time getting better at something you don’t even enjoy?  Why not take that energy and focus on something that makes you happy.  There must be something in your current job that you like or are good at or you would have never been hired.  What is it?  Can you take that skill and make something out of it?

I’ll give you an example.  I use to drag myself into work every day.  Even though at one point I really enjoyed my job, I had grown to dread Mondays. When I finally made that decision that I was no longer going to settle in my life, I took a moment to identify that part of my job that I liked and that I was naturally great at.  It turned out to be efficiency.  I was really good at helping the other departments streamline their processes and save time.  I enjoyed helping them. This became the one skill that I was going to focus on and become the expert that people would know me for. And that’s what I’ve done.

Ask yourself these questions:

• What is it that you want to do with your life?
• What would it take for you to wake up on Monday happy and ready to start your week?
• What is it that you could do all day and just completely lose track of time?
• Now identify how can you make money doing that.

The Law of Attraction says that what you focus on you’ll receive more of. So if your focus is on hating your job, that’s what you will get more of – hating your job.

So make your focus “loving what you do” and just imagine what you’ll begin receiving.

If you need help here make sure you download our free workbook on “Breakthrough Your Fears and Step Into Your Brilliance.”

The exercises in this workbook will help you identify what your unique abilities and strengths are, and may even help you identify your new career path.

Are we having fun yet? That’s how it feels sometimes as we fly through our life simply trying to keep up with the chaos. But it doesn’t have to be that way.

Over 10 years ago, I started using a time system that changed my life and I have shared it with hundreds of others since that time. This system is perfect for the entrepreneur, self employed, coaches, consultants, healers and anyone who is in the service industry working with a client base.

Most of the world operates from the 9-5, Monday through Friday time system which was set up to move massive amounts of people at the turn of the century into and out of the workplace in a systematic way.  As an entrepreneur, we can work any schedule we can imagine and that’s what my time system is based on. And isn’t that one of the reason you wanted this lifestyle in the first place…to have more freedom and flexibility in your schedule?

There is more to this system then what I can share in this article so my goal today is to get you thinking differently about how you plan your day, you week and your life.

The Perfect Life Time System is made up of three different types of days:

Perfect Days – These are the days when you are rejuvenating, having fun, doing things to increase your energy and joy in life and deepening relationships with your friends and family. On these days, you are totally unplugged from work and from your “To Do List”. These days are also planned out in advance. You plan these days first! So often these days get lost or by the time we do take a perfect day or vacation – we are totally burned out. This is not the goal for this time system. The goal is keeping you energized and rejuvenated so you can be happy and productive.

Power Days – These are your “Money Days” when you are in the zone, focused on your unique abilities and talents, doing the things that you are naturally great at and that bring you the most income and satisfaction. In the last two articles, I talked about how to identify these activities and if you still haven’t done the last two exercises, I suggest you go back and do them now.  Learning this process and implementing it will take discipline but it’s so well worth it.

Prep Days – These are the days when you are cleaning up messes, working on your “To Do List”, organizing and being very mindful – planning for fabulous Perfect Days and effective Power Days. Stephen Covey, in his book, The 7 Habits of the Highly Effective Person” calls these Quadrant 2 activities when you are working on tasks that are “Important and Not Urgent”, so in other words, you are strategic and mindful about how you plan out these days.

In the beginning you will have more Prep Days as you are trying to get organized, learn how to delegate, set up systems and hire staff or outsource, but after a while you will be able to shift to more and more Perfect Days and Power Days.

As I mentioned in the beginning of this article there is a lot more to implementing this system, and it’s part of an entire Perfect Life Process that I teach.  So today’s exercise is simply to spend some time identifying what your idea Perfect Day, Prep Day and Power Day would look like.

Once you do this, the next step is to get your calendar out and to reshape your workweek and your year.  I have used this system for 10 years, and so has my team. In the past, it’s allowed me to work three weeks and take one week off on a regular basis, and it has given me the ability and permission to control my calendar, stay rejuvenated and to be able to work on my business.

If this idea is intriguing to you and you are willing to do these first three assignments then contact us at info@smartwomenscoaching.com and let’s get you started.

Every time we release anything that no longer is serving us, we are opening up space for more of what will serve us today. This could be cleaning out our closet, our bookkeeping, our refrigerator, even cleaning up our relationships.  Each day, we are either expanding or contracting.

I choose to grow and thrive.  What about you?

Take a few minutes today to look around your life.

• What is it that you have been holding on to that is no longer servicing you?
• What is it that is holding you back from living with joy and abundance?
• What is it that is draining your energy?

Schedule some time now to clean up messes and to get organized. Put the appointment with yourself on your calendar and stick to it.

In my Perfect Life Time System, I call these Prep Days. Steven Covey calls these “Quadrant Two” activities – when you are working on things that are important, but not urgent.  It’s when you are cleaning up messes and preparing for fabulous Perfect and Power Days.

By investing time today to clean up messes, get organized and to care for yourself, you will automatically be freeing up your energy, time and abundance in the future. Watch how things begin to shift in all areas of your life as you release and make room for more. Remember, everything is energy.

In last week’s article, I gave you an exercise to help you raise your energy and attract more wealth into your life. Did you take the time to do it? If not, I highly recommend doing this first and then coming back to this week’s exercise.  Here is the link to Double Your Income and Double Your Time Off.

Today’s Exercise:

Take a look at your list from last week’s exercise and do the following:

• Simply cross out some items you can eliminate immediately. That was simple!
• Now pick the items you can delegate and outsource and find someone to help you.
• Then schedule time today in your calendar to take the first step in this process.

Start with one simple step and take action now.

This process I am sharing with you today (along with last week) will change your life by giving you more time, energy, money and freedom for the rest of your life. All you have to do is follow the process and watch the shift.

Next week, I will share the time system I use to stay on track that really leverages my time, energy and money, so be sure to do this assignment first!

If you had the choice to double your income or to double your time off, which would you choose?  It is possible, maybe not over night, but it is possible over time if you learn the steps, follow the process and stay on track. It’s all about consistency and implementation.

In this new age, you are rewarded for your results, not activities.  You are paid for your outcomes, rather than hours you work.

If you can double your value, you can double your income.  How?  By identifying the things you do that contribute the most to yourself and your clients.

 I often refer to the 80/20 Rule: 

• That 80% of our results come from 20% of our activities.
• That 80% of our income comes from 20% of our clients.
• That 20% of the people generate 80% of the revenue

So think about how you can incorporate this rule into your life by spending more time on your most effective activities.  There are steps you can take whether you are an employee or an entrepreneur.  I believe you need to think of yourself as an entrepreneur even if you are an employee, but that is another story.

How can you reinvent your career – what you do every day – to bring you more income, freedom and joy? 

Four Simple Steps:

1. Bring out a piece of paper and draw a line across the top and one down the middle. Now put a smiley face on top of the left column and an unhappy face  on the top of the right column.
2. On the left side, identify what are the things that you love to do, that you do well and that also bring you the most revenue.
3. On the right side, identify all the things that drain your energy, that you put off, that you are terrible at or simply don’t get paid well for.
4. Now eliminate, delegate and outsource all these items from the right side that are draining your energy and sucking your money so you can focus 80% of your time on the things items from the left side that you love, are great at and make you the most money.

It truly is that simple, but you might need some help with this.  I find most people do need support – but once they get it and begin to implement this process the magic begins.  I’ve seen it in my clients lives and I have used this secret over and over to not only create lots of wealth, but to give me the freedom to travel, make a difference and really live the life I love.

This is one of the smartest and fastest ways to double your income or time off.  It will require some work and investment initially on your part, because after you eliminate, you are still left with delegating and outsourcing.  This step will involve trust, giving up some control and ultimately result in your stepping into your power!

Now I invite you do to two things. 

• Do the exercise above right now or at least put it in your calendar right now…then see how you feel when you are done and share it with us below in our FaceBook group.
• If you want help with your list when you complete it, click here to book a complimentary appointment with Michelle and me to take the first step in creating more time, freedom and money in your life by taking action with that list.

This process works and I can’t wait to hear what you discover, learn and create in your life, your business and your finances with it!